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The Health Insurance industry undergoing a drastic shift both from consumer behavior and industry to cope with it regulators are bound to bring changes for the welfare of the consumers.
IRDA or Insurance Regulator Development Authority is the apex body that controls the insurance industry as RBI controls the Banks. Health insurance history in India began with an Employee's state insurance scheme (ESIS) in 1948. It was introduced as an umbrella of social security for blue-collar workers of the organized sector. It provides health care services through a network of dispensaries and hospitals that impaneled with ESIS.
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