LOANS on an interest for a fixed period of time are advisable as the strong willed individual with all his entrepreneurial skill required, believes in his project and the valuable loan will be the first step in his journey to realise his dreams. Many companies on the pretext of giving loans advertise in the local dailies in the state. They advertise about disbursing loans upto 500 crores within 7 days with an interest rate as low as 4%. However many among these companies are not exactly what they seem. They are scanners who cheat the people because of their ignorance and innocence.